Health insurance is a legal agreement that commits an insurer to cover all or a portion of a person's medical expenses in return for a premium.
More precisely, the best health insurance in Sri Lanka often covers the insured's out-of-pocket costs for prescription drugs, medical procedures, and occasionally dental care.
Health insurance can either pay the healthcare provider directly or compensate the insured for costs related to illness or damage.
Higher deductible insurance policies often offer lower monthly rates than low deductible policies. The advantages of cheaper monthly premiums must be weighed against the possibility of high out-of-pocket payments in the event of a serious sickness or accident while choosing a plan from top insurance companies in Sri Lanka.
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