
Planning to build your dream home? If so getting a housing loan must be one of your priorities.
What is the definition of a home loan? It is a loan used to meet your housing demands, such as purchasing an apartment or land. You can get a house loan to buy a residential or commercial property. You mortgage your home to your lender when you take out a home loan.
A mortgage is a loan that is used by real estate buyers to raise cash to acquire real estate, or by current property owners to borrow finances for any reason while establishing a lien on the property being mortgaged. Mortgage origination is the procedure through which the loan is "secured" on the borrower's property. This implies that if the borrower defaults on the loan, the lender can seize and sell the secured property to repay the loan.
We have listed popular and trusted Banks and companies for the best housing loans in Sri Lanka. If we missed one, feel free to suggest it to us!

HNB is a premier private sector commercial bank operating in Sri Lanka with more than 250 branches spread across the island. The bank has been internationally recognized by the Asian Banker Magazine as the “Best Retail Bank in Sri Lanka”. HNB is also placed among The Banker’s Top 1000 banks in the world. HNB is actively involved in Retail Banking, Corporate Banking, and SME Banking.
DFCC Bank PLC, Sri Lanka’s premier Development Bank is now a fully-fledged Commercial Bank that offers an array of seamless banking solutions. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |

Seylan bank has been in existence for more than 28 years with 166 branches , 193 automated teller machines and seven 365 day banking outlets, the bank continues to serve its customers with innovative banking solutions and service from the heart. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
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National Savings Bank is the premier Licensed Specialized Bank in Sri Lanka owned by the Govt. of Sri Lanka. It is the only bank whose deposits are fully guaranteed by the Govt. of Sri Lanka as expressed explicitly in the statute governing the Bank: | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
Welcome to the official page of Standard Chartered Sri Lanka, where you’ll find our news, offers and much more.
Visit our website for more information on Current Accounts, Savings Accounts, Term Deposits, Term Loans, Home Loans, Personal Loans, Educational Loans, Leasing, E Banking, Credit Cards, Debit Cards, ‘’B app’’ Mobile application & Many More
A unique bank committed to uplifting the standards of living for low income Sri Lankan families with its range of micro finance activities.

Union Bank of Colombo PLC is one of Sri Lanka’s fastest growing Banks servicing Retail, SME and Corporate Banking segments with 65 branches island-wide
Asia Asset Finance PLC, with a 54year legacy, is a Fitch Rated A+ deposit-taking institution registered with Central Bank Of Sri Lanka. With 100 branches, we are a fully owned subsidiary of Muthoot Finance Ltd, providing financial solutions.
Amana Bank is the first and only Licensed Commercial Bank supervised by the Central Bank of Sri Lanka to operate fully according to non-interest based people friendly banking model

Find out about Current Accounts, Credit card offers,Savings, Term Deposit Accounts, Foreign Currency Accounts, Loans, Leasing, Accounts for Professionals, Pawning, Gift Vouchers, Cards,Foreign remittances, Relationship Banking, Electronic Banking,Safety Lockers, Clubs and Societies Account, Entrepreneur Development, Electronic Banking, Corporate Banking, Investments & more

Cargills Bank Limited as a new entrant to the banking industry is set to make a paradigm shift not witnessed by its people for the past couple of decades. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |

Products - Fixed Deposits,Savings, Micro Credit,Leasing, Hire Purchase,Gold Loan,Real Estate,Micro Leasing, Business Loans, Welanda Warama / SME Loan, Pawning, Educational Loan, Personal Loans, Mortgage Loans, Housing Loans,
A Subsidiary of PEOPLE'S BANK ( NO.1 and Highest Rated Finance Company in Sri Lanka) The largest leasing company in Sri Lanka, combining the stability of a state bank with the innovative dynamism of private enterprise.
Take your business to greater heights with Sarvodaya Development Finance. We offer Savings and Fixed Deposit Accounts and Micro, SME, Personal and Development Loans.
HSBC is one of the world’s largest banking and financial services organisations. We serve more than 39 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. Our network covers 66 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America. Visit our website for more information about HSBC Credit Cards, Online Banking, HSBC premier, Interest Rates, Personal Internet Banking, Express Banking, Member-Get-Member, HSBC Advance, HSBC VISA Debit cards, Lifestyle Loan, Promotions, Lifestyle Wedding Loan, Lifestyle Travel Loan, Lifestyle Education Loan, Branch/ATM Locator, Insurance Offers, Digital Banking, Mobile Banking App & much more. Our branches are in Wattala, Nugegoda, Colombo 01, Union Place, Wellawatte, Negombo, Moratuwa, Kandy, Bambalapitiya, Pelawatte, Jaffna, Cinnamon Gardens, Galle etc
"Providing reliable, innovative, customer friendly financial services, utilising cutting edge technology and focusing continuously on productivity improvement whilst developing our staff and acquiring necessary expertise to expand locally and regionally" | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka


HNB Finance Limited was established in the year 2000 and is licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, and sustains the National Long-term Rating at ‘A (lka)’; as affirmed by Fitch Ratings. The company pioneered commercial based microfinance in Sri Lanka, charting a new course for the enterprising but inclusive small scale entrepreneurs of Sri Lanka, and is internationally acclaimed for its contribution to the microfinance industry.Maintaining an extensive island-wide presence through 48 branches, 21 service centers with the power of Hatton National Bank’s 650 ATM machines, HNB Finance has over the recent past expanded into new fields of business and now offers Small and Medium Enterprise (SME) Loans, Small Scale Enterprise (SSE) Loans in addition to Savings, Gold Loans, Fixed Deposit facilities and Leasing products to address the diverse segments of the Sri Lankan community and their evolving needs.HNB Finance has come to the forefront of non-banking financial institutes and continues to dominate due to the exceptional service offered to customers and trusted reliability showcased throughout their journey.
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