Sign In
/
Register
For Advertising 077 1 43 77 07
More Recommendations
SME loans in Sri Lanka
Findit.lk
💰 SME Loans in Sri Lanka – 2025 Guide
Small and Medium Enterprises (SMEs) are the backbone of Sri Lanka’s economy, contributing significantly to employment and growth. Accessing the best SME loans in Sri Lanka (2025) can help businesses expand, manage cash flow, and invest in new opportunities.
✅ Why Choose SME Loans in Sri Lanka?
- Flexible loan amounts to suit small and medium businesses.
- Competitive interest rates and repayment terms.
- Quick and transparent application process.
- Support for business growth, working capital, and equipment purchase.
- Access to expert financial advice and guidance.
🎯 Types of SME Loans Available
- Working Capital Loans – Short-term financing for day-to-day business operations.
- Term Loans – Medium to long-term loans for expansion, machinery, or new projects.
- Equipment Financing – Loans specifically for purchasing machinery, vehicles, or equipment.
- Microfinance Loans – Small loans for startups and micro-businesses.
- Government-Backed SME Loans – Special loan schemes supported by government initiatives.
📌 Explore Financing Options
For more details on financial solutions, visit Finance Companies in Sri Lanka to explore the best providers of SME loans, banking solutions, and other financial services.
Frequently Asked Questions (FAQ)
Q1: What is the eligibility for SME loans in Sri Lanka?
A: Eligibility varies by provider, but generally includes proof of business registration, financial statements, and a clear business plan.
Q2: Can startups apply for SME loans?
A: Yes, many banks and finance companies provide loans specifically for startups and small businesses.
Q3: What is the typical repayment period for SME loans?
A: Repayment periods vary, ranging from 6 months to 5 years depending on the loan type and provider.
Q4: Are there government-backed SME loans available?
A: Yes, Sri Lanka offers several government-supported schemes to encourage SME growth.
Q5: Can SME loans be used for both working capital and expansion?
A: Absolutely. Different loan types cater to daily operations, business expansion, and equipment purchases.
The SME sector in Sri Lanka in 2025 is thriving, and accessing the right loan can significantly boost business growth and sustainability. By exploring top finance companies and banking solutions, entrepreneurs can find flexible, affordable, and reliable SME loans to support their business journey.
For more information on financial providers, visit Finance Companies in Sri Lanka to explore your best options for SME loans and other financial services.
August 20th 2024
Filter Companies with promotions
Top companies with promotions
Recommended Companies
1
1
0
Seylan Bank
Finance
Seylan bank has been in existence for more than 28 years with 166 branches , 193 automated teller machines and seven 365 day banking outlets, the bank continues to serve its customers with innovative banking solutions and service from the heart. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
2
1
0
People's Bank
Finance
Pride of the Nation
3
0
0
Nation Trust Bank
Finance
4
0
0
NDB Bank
Finance
NDB is one of the fastest growing banks in Sri Lanka, offering a wide range of commercial banking services through its growing island-wide branch network. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
5
0
0
National Savings Bank
Finance
National Savings Bank is the premier Licensed Specialized Bank in Sri Lanka owned by the Govt. of Sri Lanka. It is the only bank whose deposits are fully guaranteed by the Govt. of Sri Lanka as expressed explicitly in the statute governing the Bank: | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
6
0
0
Union Bank of Colombo PLC
Finance
Est. in 1995 Union Bank is a strong player in the Banking sector in Sri Lanka with over 29 years of service to the Nation. With a solid financial standing Union Bank offers financial solutions to the Retail, SME and Corporate segments.
7
0
0
Commercial Bank of Ceylon PLC
Finance
"Providing reliable, innovative, customer friendly financial services, utilising cutting edge technology and focusing continuously on productivity improvement whilst developing our staff and acquiring necessary expertise to expand locally and regionally" | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka
8
0
0
HNB Finance
Finance
HNB Finance Limited was established in the year 2000 and is licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, and sustains the National Long-term Rating at ‘A (lka)’; as affirmed by Fitch Ratings. The company pioneered commercial based microfinance in Sri Lanka, charting a new course for the enterprising but inclusive small scale entrepreneurs of Sri Lanka, and is internationally acclaimed for its contribution to the microfinance industry.Maintaining an extensive island-wide presence through 48 branches, 21 service centers with the power of Hatton National Bank’s 650 ATM machines, HNB Finance has over the recent past expanded into new fields of business and now offers Small and Medium Enterprise (SME) Loans, Small Scale Enterprise (SSE) Loans in addition to Savings, Gold Loans, Fixed Deposit facilities and Leasing products to address the diverse segments of the Sri Lankan community and their evolving needs.HNB Finance has come to the forefront of non-banking financial institutes and continues to dominate due to the exceptional service offered to customers and trusted reliability showcased throughout their journey.
9
0
0
Regional Development Bank
Finance
10
0
0
Dialog Finance PLC
Finance
A revolution in the fintech landscape of Sri Lanka!
11
0
0
State Mortgage and Investment Bank
Finance
The year 1931 saw the fusion of two powerful banking entities, the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation, giving birth to what would later be known as the Housing Bank to the Nation. The State Mortgage & Investment Bank became fully operational on the first day of the year 1979, and the story that unraveled thereafter is one that tells hundreds of other stories, of people across the island, who've built their dream, with the help of a bank that's sole purpose is to help those dreams come true.
12
0
0
Union Bank
Finance
Union Bank of Colombo PLC is one of Sri Lanka’s fastest growing Banks servicing Retail, SME and Corporate Banking segments with 65 branches island-wide
13
0
0
Bank of Ceylon
Finance
Visit our website for more information on Current Accounts, Savings Accounts, Term Deposits, Term Loans, Home Loans, Personal Loans, Educational Loans, Leasing, E Banking, Credit Cards, Debit Cards, ‘’B app’’ Mobile application & Many More
14
0
0
Hatton National Bank PLC - HNB
Finance
HNB is a premier private sector commercial bank operating in Sri Lanka with more than 250 branches spread across the island. The bank has been internationally recognized by the Asian Banker Magazine as the “Best Retail Bank in Sri Lanka”. HNB is also placed among The Banker’s Top 1000 banks in the world. HNB is actively involved in Retail Banking, Corporate Banking, and SME Banking.
15
0
0
LB Finance PLC
Finance
16
0
0
Standard Chartered Sri Lanka
Finance
Welcome to the official page of Standard Chartered Sri Lanka, where you’ll find our news, offers and much more.
17
0
0
DFCC Bank
Finance
DFCC Bank PLC, Sri Lanka’s premier Development Bank is now a fully-fledged Commercial Bank that offers an array of seamless banking solutions. | Discover the best banks, credit cards promotions, loan, leasing rates, offers and discounts from the banks in Sri Lanka |
18
0
0
Sampath Bank
Finance
Find out about Current Accounts, Credit card offers,Savings, Term Deposit Accounts, Foreign Currency Accounts, Loans, Leasing, Accounts for Professionals, Pawning, Gift Vouchers, Cards,Foreign remittances, Relationship Banking, Electronic Banking,Safety Lockers, Clubs and Societies Account, Entrepreneur Development, Electronic Banking, Corporate Banking, Investments & more
19
0
0
SDB Bank
Finance
A unique bank committed to uplifting the standards of living for low income Sri Lankan families with its range of micro finance activities.
20
0
0
Pan Asia Banking Corporation PLC
Finance
A Public Limited Liability Company incorporated in Sri Lanka on 6th March 1995 under the Companies Act No.17 of 1982 and re-registered under the Companies Act No.07 of 2007.A licensed commercial bank under the banking Act No.30 of 1988 and listed in the Colombo Stock Exchange. / Products - Consumer Banking Products , Retail Banking Products
not on the list?
add item
#21
Please only add items that are relevant to this list
topic.
Missing your company?
Register
An Award-winning Website
for the Best SEO campaign of 2020,
SLIM DIGIS 2.0 Awards
Follow Us On Social Media
